PLEASE NOTE THAT ALL ITEMS HAVE A 6% INCREASE IN PRICE WHEN FINANCING. MOST ITEMS WILL HAVE THE FINANCED PRICE LISTED ABOVE THE SALE PRICE. IF THE ITEM DOES NOT HAVE A FINANCED PRICE LISTED, IT WILL STILL BE DISCLOSED AND CHARGED.
THERE IS A $40 CREDIT APPLICATION CHARGE. ITS FREE TO APPLY, AND WILL ONLY BE CHARGED IF YOU ARE APPROVED AND MOVE FORWARD WITH A PURCHASE.
Benefits of using Crest Financial
No Credit Check for bad, or no credit
90 Day In-Home Layaway ™
Instant approvals for quick responses
Exceptional Customer service
86% of applicants are APPROVED
Helps build credit
Step 1 - Fill out online application (online application link at the bottom of this page)
48% are approved on this step one alone!
Once your application has been approved, contact us by either phone or email. We can verify the approval by your last name and the date you applied.
From here the process is very simple. We just need to know the items that you want, and we will verify the stock of those items. If stock is good, we will have Crest draw up the paperwork and we will then email it to you. Once you have a chance to review the paperwork, we can then schedule the delivery. The paperwork will be signed at the time of the delivery.
IF YOU WERE NOT APPROVED INSTANTLY ONLINE
You can still qualify by simply providing Crest Financial with a few additional documents via fax (855-902-7378) or email (email@example.com)
Most recent pay check stub - showing Year to Date wages
Most recent thirty days of Bank History
Voided Check or Bank Verification Form
Copy of Photo id
Because the program is In-Home layaway ™, Crest Financial does not charge interest rates. Leasing fees are included in the monthly payments. Minimum monthly payments are 15% of the total amount financed for 12 months.
Payment schedules are automatically set up according to the customer's pay date. These automatically deducted payment schedules include: weekly, bi-weekly, semi-monthly, and monthly payments. If there is a schedule that better fits the customer, Crest Financial will happily allow the customer to change their payment schedule by calling the Customer Service department at 1-855-552-7378.
Various buyout options are available at any time.
12 months–12 month Lease To own. Customers are setup on a schedule of 12 easy payments of 15% of the original purchase price.
90 Day Early Buyout - During the first 90 Days, customers do not accrue any additional rental fees, and are welcome to pay off the financed amount (cash price plus application fee) as if they had paid for the merchandise upfront. (NO ADDITIONAL FEES!)
35% Discount Option - The second buyout option allows customers to fully own the merchandise early at a 35% discount off the remaining balance.
Crest Financial is known for their first rate customer service. You will find the Crest Financial team helpful, knowledgeable, and friendly.
They can help with questions on your account or to even update your information.
Call the customer service department with any concerns you may have at 1-855-552-7378.