We believe that no customer should have to leave our store empty handed because of less-than-perfect credit or the inability to pay upfront. Progressive Leasing provides a unique NO CREDIT NEEDED
lease purchase option tailor-made for both myself and you. WHAT ARE THE REQUIREMENTS?
MUST BE 18 YEARS OF AGE
MUST HAVE A TRADITIONAL BANK ACCOUNT
MUST HAVE EITHER A SOCIAL SECURITY NUMBER OR AN ITIN WITH A GOVERNMENT ISSUED ID OR MEXICAN MATRICULA (must be a resident of the U.S.) WHAT IS THE PROCESS?
Step 1 - Fill out an online application
Step 2 - Once your application has been approved, contact us by either phone or email so we can verify the approval. Please include the name on the application. and the date that you applied.
Step 3 - Now that you have been approved and we have verified your account with Progressive, the next step is picking out the furniture that you want!
Step 4 - Once we know the items you want, we will verify that they are in stock and available for delivery. From there, we will submit those items to Progressive and have them draw up your lease agreement for you to review. Once you have looked that over, and are comfortable with the payments and terms, you will have to make an initial payment of $49 plus tax ($53.04). After that all we need to do is schedule the delivery! WILL USING/APPLYING WITH PROGRESSIVE AFFECT MY FICO?
Progressive does not pull from any of the 3 major credit reporting bureaus. (Equifax, Experian and TransUnion) BUY OUT OPTIONS
90 DAY OPTION
(0-90 days) If you can pay back the full amount that you borrowed (that includes the initial payment, the invoice amount and the sales tax) within 90 days of the merchandise being delivered , then all you have to pay back is the that original amount.
EARLY BUYOUT OPTION
(any time after 90 days but before the 12th month of the lease) Progressive will allow you to pay off the lease early and offer a 35% discount of the amount currently still owed on the total cost of the lease.
Make all of your minimum payments for the full 12 months of your lease.